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Once you have made a certain number of on-time payments, your co-signer may be removed from responsibility for the loan.
Until such time though, his or her neck is on the line for you, so the arrangement should not be entered into lightly by either party.
Single parents represent a substantial subset of the college student body, so this non-traditional student group is starting to get more attention from scholarship underwriters.
If you are juggling kids, a career college courses, you may be eligible for some financial aid that is reserved for working adults and parents.
Aid exists at all educational levels, especially since more and more post secondary programs are now geared toward adult learners.
Until recently, non-traditional college students have been forced to fend for themselves in a college assistance arena that favors recent high-school graduates.
But modern social trends are creating a greater need for educational support among college students who are returning to higher education after an absence.
FAFSA requires students to file as dependent or independent applicants.
The good news for returning students and single parents is that independent status generally prevails, allowing them to qualify for higher levels of assistance than students whose parental income is included on the application.